Are you a homeowner who:

• Is behind or late in paying one or more monthly mortgage payments?
• Has received letters or legal documents from your lender/servicer?

The NYS OPWDD Office of Housing Initiatives and Supports may be able to assist you in carrying out the best possible work-out option (remain in your home) or transition option (transition to alternative housing).

Foreclosure Prevention Housing Counseling Services:

• Conduct intake to determine if OPWDD can provide assistance.
• Assess homeowners’ circumstances and explain all options.
• Develop a household budget.
• Support homeowner in the outline of a hardship letter.
• Establish the best plan of action.
• Negotiate with the lender/servicer to assist both parties in arriving at a mutually beneficial resolution.
• Work with homeowner to fully understand the terms of proposed work-out or transition options.
• Provide ongoing counseling to maintain or improve homeowner’s financial position.
• Ensure homeowners are safe from false “rescue” scams, loan modification scams, and other predatory lending scams.
• Provide referrals on an as-needed basis.

No Fees

All services are FREE for the homeowner(s)

Get more information on Foreclosure Prevention Housing Counseling Services.